finance Archive

Getting a Mortgage: It Doesn’t Have to be Complicated

If you’re a first-time homebuyer, it is easy to focus more on the type of home you want. Financing or getting a mortgage usually comes second, when it — or getting preapproved — should be the first step. There is also the desire to get the lowest or best mortgage rate, without considering a number […]

Saving for a Home: Can You Still Enjoy Life?

If you’re thinking of settling down and buying a house, it’s likely that your main concern is about finances. As the move is a major financial commitment, it requires saving up for quite some time to afford a down payment and other related costs. This may then cause you to wonder if you can still […]

4 Ways to Get Rid of Your Credit Card Debt

Many people in places are struggling with paying their credit cards. In fact, their credit card debts are turning into a burden that they must carry for several years. Palmettocitizens.org outlines some effective ways on how to manage your credit card debt and eliminate it for good. Get an idea of how much you owe […]

Why Small Businesses Must Keep Track of Their Business Expenses Every Day

Majority of small business owners know how crucial expense tracking is, but still, many owners don’t really do it. The thing is, tracking business expenses along with good spending habits are vital despite how tedious it could be. Below are just some of the main benefits of regularly keeping track of your business expenses. You […]

Personal Banking 101: 3 Money-Smart Ways to Use Your Tax Refund

Hardly anybody gets cash for free. Chances are its hard-earned money, your hard-earned money. This is why you need to be responsible for how you spend it. While knowing that you need to account for your finances, it’s sometimes hard to follow with fiscal responsibility. Therefore, there’s the need to seek personal banking services. Once in a […]

Fire Claims in Northern California Reach Record Amount of $9B

California Insurance Commissioner Dave Jones said that the amount of fire-related insurance claims in the state amounted to $9 billion by Dec. 1. A total of 260 insurance companies received the claims for residential, commercial, automobile and other property losses. Jones said that the amount represented a new record, which exceeded the $2.7 billion of […]

Three Important Steps to Boost Your Loan Approval Chances

Getting a commercial loan could play a significant role in increasing the success chances of your venture. Whether you run a restaurant, a salon or a tavern, having some money to run vital dealings could eventually see you permanently expand your profit margins. Before you begin your hunt for the ideal loan financial firm and […]

Property Management: How It Protects Your Investments

Anyone who has tried to manage property without professional help will testify that it’s not a job for the light-hearted. Not only do you risk losing revenue but your property can be tagged as ‘mismanaged.’ Froerer Real Estate recommends getting a property management company in Utah will help ensure you receive rental income on time while […]

3 Tips to Secure Your Mortgage Approval

Many people are reluctant to get a house with a mortgage. For them, renting is a safer option. But City Creek Mortgage suggests that some of our reservations about mortgage are just myths. In fact, there are many perks of buying a home with a mortgage. If you’re planning to buy a real estate property […]

What Makes Park City a Great Place to Sell a Business In

People sell their business for many different reasons, and not just because of bankruptcy. Some choose to because they already want to retire, while many others due to capitalization. Most likely, you want to learn about these reasons because you’ve asked yourself the question “Is selling my business in Park City a sound financial move?” […]